We’re celebrating 10 years in business, and we’re proud of our achievements over the past decade. Since our founding in 1997, we’ve returned almost $190 million to students in borrower benefits. And, after becoming one of the first national lenders to introduce zero-fee loans, we started a trend that has since been copied by other lenders in the industry.

Today, we continue our nonprofit mission of lowering the cost of higher education through our real, reliable and predictable T.H.E. Bonus as well as new programs we’ve created:

The Ramen Report, our lender-neutral student blog that offers tips on making smart decisions about education financing

Electronic Loan Counselor, an online tool that helps students select a repayment strategy that’s right for them

Borrower education brochures, including our Blue Skies: A Quick Guide to Smart Borrowing

We’ve come a long way but our mission remains the same. We look forward to many more years of helping to shape the student loan industry.