It’s a busy time of year for FAOs and an important transition period for many students. We can give you a hand —- and give your students a little extra time and attention.

Erin Adams and Joe Pruden, our corporate presenters, are heading out to schools across the country to help students make sense of this season’s hot topics, consolidation and repayment, which are covered extensively in both our consolidation and exit presentations.

We welcome the chance to present to students on your behalf; contact us to schedule a visit. Or if you prefer to meet with students directly to complete an exit, you can still call on T.H.E. to deliver “Organizing Your Loans at Graduation”, a presentation that introduces T.H.E.’s Electronic Loan Counselor, an online guide to planning for repayment, set to debut in March.

And you’re more than welcome to use our ready-made education materials for exit sessions:

• Exit Handbook
• Consolidation Mythbusters
• Repayment Ability Chart
• Create Your Repayment Strategy
• Economic Hardship Deferment Forms
• Exit Interview Forms

Call or e-mail Joe, Erin or your key contact to schedule a visit for your campus.

One lender admits there’s a problem with repayment benefits. So what’s the solution?

In a recent press release, one of the nation’s most prominent lenders scolded those few remaining companies that still charge origination fees on federal Stafford loans: “Rather than paying this fee on behalf of students, these lenders tout back-end benefits that very few students — less than 10 percent — will ever receive.”

From the looks of it, the student loan industry is beginning to address the dismal findings of Mark Kantrowitz, publisher of FinAid.org, whose research shows that “less than 10% of borrowers qualify for the full-term of their prompt payment discounts.”

This lender is right: most benefits don’t pay, and crediting origination fees is one great way to make financing more affordable. We agree; we were one of the first to offer
zero-fee loans.

Education lenders are being watched more closely than ever. Do you have the information you need to support your lending choices?

Last month one of the biggest names in student loans disclosed a federal probe into its marketing practices. This latest incidence of a lender under investigation comes as the House moves to cut interest rates — and considers some big changes to the business of lending. In this environment, many schools are reviewing their lender lists to make sure they can support their choices. How can you be sure of your partners?

With T.H.E., you don’t have to worry. One of the ways we can put your mind at ease, along with the monthly savings reports we send you, is our Class Savings Calculator, available online. It takes just a few seconds to input numbers (e.g., class size, loan amounts) for a typical class at your school to see how much money they can expect to save, as a group, with T.H.E.’s real and reliable repayment benefits.